Top 10 Reasons Why Healthy People Should Choose a Non-ACA Plan (Non-Obamacare Plan)
Non-Obamacare Plans were created for people who have no major pre-existing conditions. Major pre-existing conditions are heart disease/stroke, cancer, chronic obstructive pulmonary disease (COPD), diabetes, human immunodeficiency virus (HIV), and substance abuse. What are the benefits of these plans? Here are the top 10 reasons why healthy people should choose a Non-ACA Plan:
1.) Nationwide PPO Plans (excellent coverage for doctors, office visits, hospital stays, surgeries, and prescription drugs)
2.) Lower deductible and out of pocket costs
3.) Many Non-ACA plans qualify as minimum essential coverage
4.) Fully customizable (you choose how much you want to pay for your monthly premium, deductible, etc.)
5.) Lower monthly premiums; ½ the cost of ACA plans
6.) Sign up anytime and cancel anytime during the year
7.) Multiple carriers who offer Non-ACA Plans
8.) Some Non-ACA plans cover maternity costs
9.) Non-ACA plans protect you if you have a catastrophic event
10.) Non-ACA plans can be short term (1 month) or long term; better alternative instead of a COBRA plan
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Good morning. I was wondering where your company is? We live in Sleepy Hollow. I have health insurance for me and my husband through Blue Cross Blue Shield. Through the company. The company will be closing in a year. I am looking for a better, more affordable insurance plan. My husband has preexisting cardiac and colitis conditions. I however am healthy. He is 58 I am 52. We really like our Blue Cross Blue Shield PPO program that we are on now. Although the deductible is very high, which we meet that deductible every year. Because of Dale cardiac doctors. I however haven’t been to a doctor in a couple years. Please let me know what a good plan would be for us if you are possibly able to help us. Thank you so much. Please contact me via email.