No More Penalty in 2019!!

Starting Jan. 1, 2019, the tax penalty will be repealed. If you don’t have major medical health insurance for the 2019 coverage year, you won’t be penalized. Learn more about the tax penalty repeal and when it takes effect. What the repeal means for your health insurance options in 2019 You have 2 choices of healthcare insurance in this country- ACA Plans (for individuals with major pre-existing conditions or NON-ACA […]

Top 10 Reasons Why Healthy People Should Choose A NON-ACA Plan

Non-Obamacare Plans were created for people who have NO major pre-existing conditions. Major pre-existing conditions are heart disease/stroke, cancer, chronic obstructive pulmonary disease (COPD), diabetes, human immunodeficiency virus (HIV), and substance abuse. What are the benefits of these plans? Here are the top 10 reasons why healthy people should choose a Non-ACA Plan: 1.) Nationwide PPO Plans (excellent coverage for doctors, office visits, hospital stays, surgeries, and prescription drugs) 2.) […]

Who is Open Enrollment For?? ONLY for those with Major Pre-existing Conditions who NEED an ACA/Obamacare/BCBS plan!

Open Enrollment depends on if you are choosing between an ACA Plan OR a Non-ACA plan. Those of you with NO MAJOR PRE-EXISTING CONDITIONS, you can enroll ANYTIME during the year! You would sign up for a NON-ACA/Obamacare Plan (major medical). Many carriers have Non-ACA Plans like United Healthcare, National General, Aetna, etc. Those of you WITH major pre-existing conditions (heart disease/stroke, cancer, chronic obstructive pulmonary disease (COPD), diabetes, human […]