Top 10 Reasons Why Healthy People Should Choose a Non-ACA Plan (Non-Obamacare Plan)

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Non-Obamacare Plans were created for people who have no major pre-existing conditions. Major pre-existing conditions are heart disease/stroke, cancer, chronic obstructive pulmonary disease (COPD), diabetes, human immunodeficiency virus (HIV), and substance abuse. What are the benefits of these plans? Here are the top 10 reasons why healthy people should choose a Non-ACA Plan:

1.) Nationwide PPO Plans (excellent coverage for doctors, office visits, hospital stays, surgeries, and prescription drugs)

2.) Lower deductible and out of pocket costs

3.) Many Non-ACA plans qualify as minimum essential coverage

4.) Fully customizable (you choose how much you want to pay for your monthly premium, deductible, etc.)

5.) Lower monthly premiums; ½ the cost of ACA plans

6.) Sign up anytime and cancel anytime during the year

7.) Multiple carriers who offer Non-ACA Plans

8.) Some Non-ACA plans cover maternity costs

9.) Non-ACA plans protect you if you have a catastrophic event

10.) Non-ACA plans can be short term (1 month) or long term; better alternative instead of a COBRA plan